Terms & Conditions

These terms and conditions apply to all visitors and users of the MotorInsures website. By accessing or using any part of the site, including quote request forms, informational content, or account creation features, a visitor agrees to be bound by these terms. If any portion of these terms is not acceptable, access to the site should be discontinued.

The content provided on MotorInsures is intended for general informational purposes related to auto insurance options, coverage types, and policy structures. Nothing on the site constitutes a binding insurance contract, a guarantee of coverage, or a formal policy agreement. Actual coverage terms, pricing, and eligibility are subject to the specific policy documentation issued following a complete underwriting review.

To use certain features of the site, including submitting quote requests or creating an account, a visitor must provide accurate and complete information. Deliberately providing false, misleading, or incomplete information during a submission may result in the rejection of the request and disqualification from receiving coverage options. The accuracy of submitted information is the sole responsibility of the individual completing the form.

All text, images, design elements, and content appearing on the MotorInsures website are owned by or licensed to MotorInsures and protected under applicable intellectual property law. Reproduction, distribution, modification, or commercial use of any site content without prior written authorization is prohibited. Visitors are permitted to view and print content for personal, non-commercial reference only.

The site may contain links to third-party websites for informational purposes. MotorInsures does not control the content or privacy practices of linked external sites and accepts no responsibility for their accuracy, availability, or security. The inclusion of any external link does not constitute an endorsement of the linked site or its content.

By submitting a quote request or creating an account, a visitor provides express consent for MotorInsures to contact them via SMS, phone, or email for service-related communications including quote confirmations, coverage updates, renewal reminders, and relevant follow-up messages. Marketing communications will only be sent when consent has been explicitly indicated during the signup process. Recipients may reply STOP at any time to opt out of text messages or HELP for assistance. Standard message and data rates may apply and message frequency may vary.

The site and its content are provided on an as-is and as-available basis without warranties of any kind, express or implied. MotorInsures does not warrant that the site will be uninterrupted, error-free, or free of viruses or other harmful components. Reliance on any information provided through the site is at the visitor's own risk, and any decisions made based on that information are the sole responsibility of the visitor.

To the fullest extent permitted by applicable law, MotorInsures and its affiliates, officers, agents, and service providers will not be liable for any indirect, incidental, consequential, or punitive damages arising from a visitor's use of or inability to use the site, regardless of the cause or the theory of liability.

Any dispute arising from the use of the MotorInsures site or these terms shall be resolved through binding arbitration in accordance with applicable arbitration rules. The visitor waives any right to a jury trial or class action proceeding in connection with such disputes. This arbitration agreement does not prevent either party from seeking emergency or injunctive relief in a court of competent jurisdiction.

These terms may be updated periodically to reflect changes in practice, legal requirements, or site functionality. The effective date shown at the top of this page indicates when the most recent version was applied. Continued use of the site after an update constitutes acceptance of the revised terms. For questions related to these terms, contact may be made by emailing kevin@motorinsures.com, calling +1 (463) 426-7419, or writing to 9510 Angola Court 2nd floor, Indianapolis IN 46268.